There’s nothing like starting a new year in a new home, but is it still possible to buy a house and move in by January 2020? The homebuying journey on a normal basis is full of pit stops, stalls, and speed bumps. Christmas in real estate means more than decked halls and stuffed stockings. Lenders, inspectors, surveyors, and other vital players in your transaction often work holiday schedules, totally grinch-ing your closing timeline.
Don’t get your tinsel in a tangle, follow these four top tips to make some holiday homebuying magic happen.
Hire the right agent
The tight timetable you have set yourself can be managed by the right agent (ehem, me). I have an in-depth knowledge of the local market. If you know what you’re looking for in a home, I already know what’s available in the local market at every price point. I will work quickly and efficiently to make sure that you see the homes that are in your budget, meet your lending requirements, and check off as many of your boxes as possible.
Fail to prepare, prepare to fail
Many solicitors, surveyors and other in the industry work unpredictable schedules over Christmas and the new year, so it’s essential to put everything in place well in advance. Get a prequalification letter from a lender, organize your financial documents, and ensure that you have enough cash on hand to pay for inspections, surveys, and other costs.
Don’t mess around with your offer
If you’ve found the right home in the right neighborhood, make your offer count. Do you think the home is worth the asking price? Pay the asking price. The current market is flush with buyers and tight on inventory. Don’t play “let’s make a deal” with your dream home.
If life is busy, the holidays are chaos. Parties, shopping, and family obligations can derail even the most attentive person. It is vital that you answer all communications from your agent, your lender, and other parties as soon as possible. A tight timeline requires all hands on deck, including yours.
If the white Christmas you’re dreaming of involves packing peanuts, you still have time to make your holiday wishes come true. Find out how I can help by today.